Privacy Statement
Posted: 26 May 2018 (v1.0)
This page is used to inform website visitors regarding my policies with the collection, use, and disclosure of Personal Information if anyone decided to use any of my Apps (as "Service").
If you choose to use the Service, then you agree to the collection and use of information in relation to this policy. The Personal Information that I collect is used for providing and improving the Service. I will not use or share your information with anyone except as described in this Privacy Policy.
The terms used in this Privacy Policy have the same meanings as in the Terms and Conditions, which is accessible here, unless otherwise defined in this Privacy Policy.
Information Collection and Use
For a better experience, while using my Apps. I may require you to provide certain personally identifiable information, including but not limited to First name, Last name, Email, Date of Birth, Gender, Occupation. This information is critical user information and is used solely for the purposes of authentication. All user generated transactions data is saved on the user’s device until such time that the user explicitly selects the option to back up his/her data to the cloud for migration purposes.
The app does use third party services that may collect information used to identify you.
Link to privacy policy of third party service providers used by the app
Use of your data and information
Personal Financial Data
We use the financial account statements and other financial data that you provide to us or authorize us to have access (collectively, your “Personal Financial Data”), in order to deliver the Service you have subscribed to. We will maintain such data as strictly confidential and will not sell, lease or distribute the same to any third party (other than certain trusted third party service providers involved in the operations of the app and performing services on our behalf, with restricted access to user data and information, on a need-to-know basis only, and in compliance with this Privacy Policy) without your documented approval, unless we are required or requested to do so by law or any regulatory authority for the jurisdiction that we operate in. For the avoidance of doubt, Personal Financial Data for this purpose does not include information that is aggregated with similar data from other users to produce Meta Data as described below, or is otherwise no longer identifiable to any specific user.
Meta Data
For the purpose of producing statistical collective data amongst users (“Meta Data”), we may aggregate your Personal Financial Data together with similar data from other users. Meta Data will be produced in such a manner that the underlying data will be no longer identifiable to any specific user. We may share Meta Data amongst users as part of the service provided, and also with our business partners and other third parties to help us make improvements and/or enhancements to our products and services and for marketing, research and academic purposes.
Personal Identification Information
As stated earlier, we treat all of your Personal Identification Information with strict confidentiality. We will not sell, lease, or distribute the same to any third party without your documented approval, unless we are required or requested to do so by law or any regulatory authority for the jurisdiction that we operate in. Such data will be used solely to facilitate communication, and processing of internal administrative and record keeping.
Log Data
We want to inform you that whenever you use the Service, in a case of an error in the app we collect data and information (through third party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol (“IP”) address, device name, operating system version, the configuration of the app when utilizing my Service, the time and date of your use of the Service, and other statistics.
Service Providers
We may employ third-party companies and individuals due to the following reasons:
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To facilitate our Service;
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To provide the Service on our behalf;
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To perform Service-related services; or
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To assist us in analyzing how our Service is used.
We want to inform users of this Service that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.
Links to Other Sites
This Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by me. Therefore, we strongly advise you to review the Privacy Policy of these websites. I have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
Children’s Privacy
These Services do not address anyone under the age of 13. I do not knowingly collect personally identifiable information from children under 13. In the case we discover that a child under 13 has provided us with personal information, we will suspend the account until such time that a parent or guardian has allowed express authorization. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact me so that we may follow the necessary authorization procedures.
Changes to This Privacy Policy
I may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. I will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately after they are posted on this page.